All of the tips on financial Spring cleaning offered in this video are what I believe in and do myself. Grab a beverage, a notebook, and a laptop and let's get to work. See the Advertising disclosure below! For a full list of resources, click here for the article I wrote: bit.ly/2wRCBLL

This channel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

❤️ Subscribe for more: bit.ly/3CWFhVP 📖 Get the FREE ultimate guide to start journaling here! bit.ly/45ph2fE

💌 Join the global journaling movement: www.joclub.world/

✍️ Start Journaling with a 21-Day Challenge: joclub.world/challenges/

🌎 Learn your language with journaling here: bit.ly/3RBfFr4

📧 For business, collaboration, speaking opportunities, and other inquiries, head to www.jofranco.world/

🍿 WATCH THESE NEXT:
   • When Breakups Happen, Go to Italy [pt 2]  
   • When Breakups Happen, Go to Italy [journal...  
   • I celebrated my 29th birthday in Greece [v...  
   • I GOT A SHOW ON NETFLIX!  
   • How I'm learning EGYPTIAN ARABIC (Masri) s...  
   • I got shot 4 years ago. This is what I've ...  
   • Growing up as an undocumented immigrant in...  
   • 20 Lessons I Learned in 2020 (I'm back...)  
   • WHY I LEARNED 6+ LANGUAGES (French, Portug...  
   • MY $1400 LOS ANGELES ONE BEDROOM APARTMENT...  
   • Speaking to you in 5 languages (english, f...  
   • Here's how I became a FULL-TIME entrepreneur  

Unlock exclusive links to goodies I swear by! 😎
🔗 jofranco.world/my-favorite-things

Get a free 7-day trial of Pimsleur (how I multitask and learn languages): bit.ly/3cJVoe9
Find a language teacher on iTalki and get $10 off your first hour 🤑: go.italki.com/jofranco

🎵 Take your films to the next level with music from Musicbed. Sign up for a free account to listen for yourself: bit.ly/3ZB0eRv

📚 Learn Storytelling on Masterclass: masterclass.pxf.io/mgmE2D

Start investing your 💲💲 in stocks:
ACORNS (the Frappuccino of investing. Here's $5 to get started): www.acorns.com/invite/?code...
ROBINHOOD (buy a la carte stocks like you know what you're doing. Here's a free stock on me): join.robinhood.com/joannaf89

MY FAVORITE TOOLS & GEARS 📩
SONY ZV1: amzn.to/3xEEZzW
FUJIFILM TX4: amzn.to/3dXm9wt
CANON 70D: amzn.to/36jZ5m0
10-18 MM LENS: amzn.to/2TqP5BX
DEITY LAV MIC: amzn.to/2yk1i46
RING LIGHT: amzn.to/36pukMs
BOX LIGHTS: amzn.to/2XiXecG

🎙 Listen to my podcast, Not Your Average Jo: spoti.fi/3ElQkaV where I share my writing, talk about travel, and introduce you to my smartest friends 🌍.

🎙 Listen to my other podcast about finances, Money Baggage: bit.ly/3LHmNOE if you want to level up your money mindset and start growing wealth 💼.

MY OTHER SOCIALS:
📧 My website: jofranco.world/
📸 My Instagram: www.instagram.com/jo_franco/
📸 My Journal Club's Instagram: www.instagram.com/joclub_/
📚 My Journaling Masterclass: bit.ly/brighttrip-journaling
🐦 My X/Twitter: www.twitter.com/jofranco
💃🏾 My TikTok: www.tiktok.com/@jo_franco
🎶 My theme song by my sister, Fernanda Franco: spoti.fi/3cAKUgr

I'm Joanna Franco, aka Jo, a multilingual storyteller, documentarian, language lover, and lifelong learner. If it's going to grow my mind, wellness, global understanding, finances, or love, I'm all about it. You may know me from my Netflix Show, The World's Most Amazing Vacation Rentals, or from Shut Up and Go, my former channel and company with over 1.2 million subscribers and 600+ videos in travel! Welcome to the next chapter.

⌚️Timestamps:
00:00:00 Intro
00:02:19 Importance of credit score for financial decisions.
00:06:23 Credit cards are essential for building credit.
00:09:29 Different online banks offer various perks.
Click below for descriptions.
Automate savings with recurring transfers for growth.
Consider consolidating multiple credit cards.
00:11:54 $5 investment offer, YouTube video on money management.

PS: Some of the links in this description are affiliate links, meaning I make a few cents if you buy t